Ellipse Insurance, a broker that's unlike others, just like you.

It doesn’t cost you any more to go through a broker than to go directly to an insurer! On the contrary, the insurance broker will be able to offer you a variety of insurance solutions by researching multiple insurers on your behalf. Also, in the event of a dispute with the insurer following a claim, the broker will be there to support your interests.
So you have everything to gain by doing business with one of our brokers.

In insurance, a premium is not a bonus. It’s the amount you pay to get the insurance you’ve chosen with your broker.

A deductible is the amount you will have to cover if you make a claim with your insurer after a loss. Knowing the amount of your deductible is important because sometimes the cost of repairs (or replacement) may be less than your deductible – making it less beneficial to file a claim.

Also, choosing a higher deductible often lowers your insurance premium. Feel free to ask your broker to present different options so you can compare the potential savings.

An endorsement – sometimes called a rider – is coverage you add to your insurance policy to modify it. There are lots of different endorsements that let you customize your insurance policy for your specific needs and situation. Talk to your insurance broker about them.

In Quebec, “one-way” insurance means you are only covered for damage to others. This excludes damage to your own vehicle due to an at-fault accident, theft, vandalism, hit-and-run and broken glass.

“Two-way” insurance covers you for all types of accidents:

• Accidents you are responsible for (also called “collision” or “rollover”)
• Accidents you aren’t responsible for
• Theft, vandalism, fire and broken glass

It’s comprehensive coverage!

Talk it over with one of our brokers.