Owner’s insurance

You finally found the home of your dreams in the Townships or the perfect condo overlooking the St. Lawrence! Congratulations! Buying a condo or a house is a big decision, and it’s also one of the most important investments of your life.

To protect this investment with a tailor-made home insurance contract, talk to an Ellipse Insurance broker or chat with Elli, our virtual assistant.

What type of owner are you?

Here are some examples to help identify your needs. Do you have other questions? We’re here to answer them!

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Comfortable at home, comfortably insured

Here’s what your owner-occupier home insurance covers.

The building (structure), also known as the immovable

Your insurance policy covers your immovable property, that is, the walls, roof, floors, building fixtures (windows and plumbing) and outbuildings (separate garage, gazebo, etc.). This building coverage takes care of repairs or reconstruction in the event of a disaster.

Building contents, also known as movables

Your insurance policy also covers your movable property, that is, belongings such as furniture, electronics and appliances, clothing and sports equipment. In the event of a disaster, this coverage allows you to repair or replace damaged or lost property.

Civil liability

Your home insurance policy includes civil liability coverage. Civil liability insurance protects you from the financial consequences of unintentionally causing bodily harm or property damage to others.

For example, if a visitor gets injured at your home, or if some kind of problem on your property causes damage to a neighbour’s property, civil liability insurance will cover the cost of repairs, medical care or possible legal action.

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Other insurance that may be of interest to you

At Ellipse Insurance, we insure more than your home. Learn about our various insurance products and services and rest easy, knowing that you’re well insured.