Tenant insurance is important

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Insure your home, even if you’re renting!

Tenant insurance covers all the belongings in your home and in the outbuildings (garage, locker, etc.), and it includes civil liability insurance.

Draw up a list of your belongings to figure out how much insurance you need to cover them and talk it over with one of our insurance brokers or use our virtual assistant to submit an application online. 

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Home Insurance

Theft, fire, water damage… anything can happen. How much would it cost you to replace all your furniture, appliances, electronics, clothing, etc.? Tenant’s home insurance covers your furniture and personal belongings in the event of a disaster. It also includes civil liability insurance.

There are different insurance options available to you. Talk it over with your Ellipse broker.

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Civil Liability

This kind of insurance covers bodily injury or property damage caused to others unintentionally in your home, as well as any related legal costs. The article below offers a few examples. 

If a problem in your home causes damage to the building or to a neighbour’s apartment, you will be held responsible. You could even be sued by the insurance company of the people who suffered the damage. 
 

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The civil liability coverage in a home insurance policy protects you from the financial consequences of property damage or bodily harm caused to others unintentionally. For example, if your pet destroys the floor of your unit or your iron sets fire to your apartment and the rest of the building, your civil liability coverage will come into play.

It covers the cost of repairs, medical care or possible legal action.

For a few extra dollars a month, protect yourself from the severe financial consequences of this kind of accident.

GOOD TO KNOW

Civil liability coverage protects you as a tenant

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You’re a tenant, but...

…you live with a roommate.

Having a roommate doesn’t mean you don’t need to insure your property or that your civil liability cannot be engaged. Let us advise you on the best insurance options for you.

…you’re renting a condo. 

It’s important to mention this to your broker, because there are specific insurance protections for condo tenants. 

For any other situation, contact us!

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Other insurance that may be of interest to you

At Ellipse Insurance, we insure more than your apartment! Find out about our various insurance products and services that let you rest easy, knowing you are well insured.