Recommended coverage

For a business in the food, food processing or agri-food sector, the basic protections are as follows: 

Civil Liability

This Third Party Liability Insurance covers you for damages caused to others - and for which you may be liable - by reason of your business premises, your company’s property or food, and your activities related to the food or food processing sector.

Property Insurance

If, for example, your place of operation were to go under fire, property and casualty insurance would cover:

  • Your goods and food
  • Your equipment and machinery
  • Your inventories
  • Buildings, etc.

Loss of Income Insurance

If an incident were to interrupt your food production chain, for example, the financial consequences for your business could be enormous – losses to be made, sales, employee salaries, etc. Fortunately, with good business insurance coverage, you’ll have peace of mind.

Different countries, different regulations

If you want to grow your food processing business internationally, or even elsewhere in Canada, it’s best to get the advice of insurance experts who are familiar with local regulations and specificities. 

With Ellipse Insurance and its partner Assurex Global, you can be insured anywhere in the world, while managing all your business from Quebec. 

In fact, we are the only insurance firm in Quebec to be a member of the Assurex Global network.

Assurex Global is a group of more than 100 insurance firms in more than 80 countries working together for the benefit of their clients.

CREDIT INSURANCE

Protect your business from the risk of non-payment

Your accounts receivable make up nearly 40% of your company’s assets. Protect your company’s finances from non-payments or slow payments with credit insurance. Credit insurance also allows you to increase your borrowing capacity and increase your competitiveness in the food industry. Talk to a specialist and advisor of our partner, Cautionnement Expert.